A journey is an adventure to be lived without worries. It is a moment of discovery and relaxation. However, many events are unpredictable and when abroad it is not always easy to handle emergencies. Therefore, it is very important to travel safely, receiving assistance in case of any unforeseen event. Travel insurance offers many advantages, let’s take a look at 5 reasons for choosing travel insurance.
1) 24/7 assistance
The best travel insurance policies offer non-stop assistance, 24 hours a day, 7 days a week. They therefore guarantee the possibility of contacting trained professionals who will support you in all circumstances. They will promptly provide technical and medical assistance. This is especially crucial in countries where language and cultural barriers make interaction in emergency cases complex.
2) Refund in the event of damaged, lost or stolen luggage
Among the worst inconveniences of setting out on a trip is certainly the damage, loss or theft of luggage. The resulting damage is great, not only in material terms. This kind of event creates inevitably great discomfort. Fortunately, this contingency can also be covered by travel insurance. A refund can be claimed for loss of luggage due to theft, robbery, mugging and fire, as well as a refund for losses due to damage or failure to return luggage.
3) Refund in case of missed flight or transfer
One of the most classic unexpected events that can occur during a trip is missing the flight, or ship crossing, for which one had previously purchased a ticket. One can arrive late at the airport for a number of reasons, often unrelated to the traveller. One can arrive late at the airport for a number of reasons. In such cases, the most common choice is to buy replacement tickets to reach the destination. But unfortunately, ticket prices are not always affordable. However, with a good insurance policy it is possible to buy new tickets at very affordable prices, with reductions of up to -50%.
4) Travel health insurance for direct coverage of medical expenses
Travelling, it can happen not infrequently to incur health emergencies. This is common, especially when travelling to locations with very different climatic conditions to the usual ones. Air conditioning, jet lag and diet variations can contribute to a weakening of the body. Moreover, in many countries access to care may be problematic due to language, cultural and financial issues. By taking out insurance to cover medical expenses while travelling, you get medical assistance, and more. The best policies guarantee direct payment of medical expenses while travelling without having to pay anything in advance, thanks to specific international agreements.
5) Assistance of family members at home
If something unexpected happens during a trip, one of the most pressing needs is to get in touch with loved ones at home. By taking out a travel policy, it is also possible to provide a channel of assistance for the insured person’s family, who will be able to have the necessary information and contacts in case of emergency.
Imaway travel insurance for Forexchange
Are you about to leave and want to insure your trip? Forexchange offers you Imaway travel policies, developed from the experience of IMA Italia Assistance, the Italian subsidiary of the French IMA Group (Inter Mutuelles Assistance). Thanks to IMA, you can rely on a healthcare network of 12,700 affiliated medical centres worldwide. The assistance operations centre is located in Italy. For all your needs, you will be supported by a team specialised in traveller assistance. You will be supported by a multilingual team with the skills and strength of an international network, by sector professionals trained to give you excellent technical and medical support 24 hours a day, every day of the year.
In addition, customers who have already chosen our currency exchange, Experience, eSim and audio guides services will receive a 15% discount on the cost of insurance, exclusive to Forexchange customers! Don’t hesitate, insure your trip now!